Buy now and pay in equal monthly instalments that include interest. Learn more by consulting the legal notice below or contact your dealership for more information.
Examples of Credit Charges
|Annual Cost||Cost for a 30-day period|
|Annual Interest Rates||Average Daily Balance||Average Daily Balance|
Subject to the approval of Fédération des caisses Desjardins du Québec (“Desjardins”). All annual interest rates indicated are subject to change. The “Equal instalment financing” offer allows the customer to use a credit card issued by Desjardins (“the Card”) to pay for purchases through equal and consecutive monthly instalments. The annual interest rate of not more than 19.9% set at the time of purchase will apply to such purchases. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment is not paid in full by the due date, an annual interest rate of not more than 19.9% will apply to the unpaid instalment.
There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format during which the account may be settled without paying additional credit charges, except on cash advances and cheques. The minimum card payment is either 2% or 5% (depending on which card is chosen) of the total of: the balance shown on the account statement for the previous period; credit charges on unpaid purchases and monthly instalments; regular purchases, cash advances and cheques during the statement period and credit charges on cash advances and cheques. To those are added: monthly instalment(s) for the statement period, deferred payment purchases for which payment is due on the statement date, past due amounts and any other amounts provided for in the card contract. Credit card available without membership or renewal fees. See details in store. Information effective March 7, 2019.